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Term Insurance

What is term insurance?

  • Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified “term” of years.
  • If the insured dies during the time period specified in a term policy and the policy is active, a death benefit will be paid.
  • Many term policies offer level premiums for the duration of the policy.
  • Other term policies offer decreasing or increasing benefits over time as well as the option to convert from term to permanent insurance.

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